Important questions about your loan
Here you will find all the information about your loan application.
What conditions do I need to meet to get a loan?
Conditions for loans from Fluxcreidi®:
- Age: Adult, otherwise there is no age restriction
- Accommodation in Ireland
- regular income (employees, civil servants, pensioners, self-employed)
People without a fixed income (unemployed, Hartz IV recipients, start-ups, students, housewives) must have another co-applicant who meets the above criteria.
A negative Schufa record is usually not a problem with Fluxcreidi®.
What documents are required for my loan?
How quickly will my loan be repaid?
What interest rates/terms can be involved?
How does the loan brokerage process work?
What loans does Fluxcreidi offer?
Why can Fluxcreidi help when others have already refused?
Who is Fluxeur?
Do you have any other questions? Contact us here!
Do you have any questions, suggestions or requests? Fluxcreidi is always at your disposal.
+353 83 084 6942
Write your message via WhatsApp
+353 83 084 6942
Use our helpline - free from all Norwegian networks.
Fluxcredit on Facebook
Send us a message via our Facebook page.
+353 83 084 6942
Write your message via WhatsApp
+353 83 084 6942
Use our helpline - free from all Norwegian networks.
Fluxcredit on Facebook
Send us a message via our Facebook page.
Your fast and affordable loan
The right loan for you
We will help you find the perfect loan - with or without Schufa.
The best conditions for your loan
Choose the right online loan with the best possible terms.
Maximum security
SSL encryption and strict data protection policies ensure maximum security.
The right loan for you
We will help you find the perfect loan - with or without Schufa.
The best conditions for your loan
Choose the right online loan with the best possible terms.
Maximum security
SSL encryption and strict data protection policies ensure the highest security.
Borrowed from Fluxcreidi
Fluxcreidi is your trusted contact when everyone else has already rejected you.
A bad credit history is not a problem: We can find your loan even with a bad Schufa rating.
Fluxcreidi is TÜV certified, which means you have the highest level of security when getting an online loan.
You will receive the money directly: Fluxcreidi is known for its extremely fast processing and payments.
Your loan with Fluxcreidi
Fluxcreidi is your trusted partner when everyone else has rejected you.
A weak credit score is not a problem: we can get you a loan even if you have a poor Schufa rating.
Fluxcreidi is certified by TÜV, which means you benefit from the highest level of security when obtaining an online loan.
You will receive the money directly: Fluxcreidi is known for its incredibly fast processing and payments.
Car loan
Credit
to borrow
Direct loans
Moving loan
Holiday loan
Installment loan
Loan without Schufa
Consolidation loan
Most people will likely experience financial difficulties at some point in their lives and will end up in debt as a result. Sometimes debt is incurred involuntarily, such as with an overdraft, but sometimes it is also voluntary, such as with a mortgage.
However, interest is always paid on the debt regardless of the situation. Sometimes it makes sense to pay off old debts or loans with a new, low-interest loan . With a consolidation loan from Fluxcreidi, this is easy to do and is usually financially beneficial.
Real estate loans
Loans for self-employed people
Being self-employed is often not easy. New entrepreneurs in particular have difficulty obtaining financing from a traditional bank. And if they do manage to do so, it is usually on unfavorable terms.
With Fluxcreidi as your personal loan advisor, it's different! Thanks to our partner network, we can also offer affordable loans to self-employed people and sole traders for their own businesses.
Car loan
Quick loan for car purchase, even with Schufa credit history. Low installments thanks to long installment terms of up to 120 months.
Credit
loan
Direct loans
Moving loan
Holiday loan
installment loan
Loan without Schufa
Consolidation loan
Real estate loans
Of course, everyone dreams of having an apartment or even their own house, especially when they are, for example, planning to start a family and gradually settle down.
Property financing is one of the most popular types of financing, which is why you can, of course, also get low-interest property loans from Fluxcreidi.
Loans for self-employed people
Detailed instructions
01
Select loan amount
Choose your loan amount and your desired monthly payment. Our free loan calculator will instantly show you the expected duration of your loan. Please note: This is just a non-binding sample calculation. You will receive a customized loan offer by email and post after submitting your application.
02
Request for loan offer
It is completely free and without obligation to send an inquiry about the ideal loan offer from Fluxcreidi. Take a look at our advantageous loan conditions. You take no risk. Our offer is free and without obligation. In addition, no inquiries will be reported to Schufa and therefore will not affect your credit rating.
03
Online identity verification
At Fluxcreidi, we use the latest digital technologies to ensure a smooth, easy and fast loan application process. With us, you can search for a loan online and, if you are interested, apply for the loan you need online. You can also complete the legally required identification process online, as we use the modern VideoIdent process.
04
Accept the payment.
Once your loan application is approved and your identity verified, you don't need to do anything else. After a successful application, it will take a maximum of 24 hours for the loan amount to be credited to your bank account.
We will find the right loan for you!
A loan can be many things. It can be a tool to fulfill your dreams or a solution to urgent financial problems. But a loan can also make it easier for you to start a successful financial life.
In any case, it is important that the financing suits the borrower. That is why Fluxcreidi does not send standard offers that have been prepared for a long time. Instead, our experts adapt each loan proposal to your individual needs. During the free inquiry, you can tell us with one click what is particularly important to you. For example, you can choose favorable interest rates, low monthly payments or very fast processing times.
Depending on your credit needs and personal circumstances, our loan specialists will search various banks to find the most suitable financing for you. Fluxcreidi has over 50 years of experience and a strong network of lenders in both domestic and international markets.
This means that quick solutions are available, even if other banks have already rejected you. For example, negative Schufa criteria are not a reason to reject a loan application.
We will find the right loan for you!
A loan can be many things. It can be a tool to fulfill your dreams or a solution to urgent financial problems. But a loan can also make it easier for you to start a successful financial life.
In any case, it is important that the financing suits the borrower. That is why Fluxcreidi does not send standard offers that have been prepared for a long time. Instead, our experts adapt each loan proposal to your individual needs. During the free inquiry, you can tell us with one click what is particularly important to you. For example, you can choose favorable interest rates, low monthly payments or very fast processing times.
Depending on your credit needs and personal circumstances, our loan specialists will search various banks to find the most suitable financing for you. Fluxcreidi has over 50 years of experience and a strong network of lenders in both domestic and international markets.
This means that quick solutions are available, even if other banks have already rejected you. For example, negative Schufa criteria are not a reason to reject a loan application.
How to apply
for a loan online
The first step to getting a loan is to apply for a free loan through our online form. It only takes five minutes to complete. When you click the “Submit” button, an automatic pre-assessment will begin. This allows us to give you an initial assessment of your loan options in seconds.
One of our experienced loan advisors will then take over the entire process. The specialist will get a comprehensive picture and quickly determine where you have the best chance of getting approved, usually within a few hours. They will start negotiations with the relevant banks and will negotiate two important things on your behalf:
The interest rate is as low as possible to make the monthly payments manageable.
Approval of loan in the amount requested.
How to apply for a loan online
The first step to getting a loan is to apply for a free loan through our online form. It only takes five minutes to complete. When you click the “Submit” button, an automatic pre-assessment will begin. This allows us to give you an initial assessment of your loan options in seconds.
One of our experienced loan advisors will then take over the entire process. The specialist will get a comprehensive picture and quickly determine where you have the best chance of getting approved, usually within a few hours. They will start negotiations with the relevant banks and will negotiate two important things on your behalf:
The interest rate is as low as possible to make the monthly payments manageable.
Approval of loan in the amount requested.
Sit down, we'll lend you a loan.
We deal with up to 20 different banks and we fully screen and evaluate incoming loan offers. All you have to do is submit a free application.
Then you can relax while we do the work for you and find the right loan. Of course, you will always receive the results of our work free of charge by email and by post. All the important details about your possible financing options are clearly stated in your loan proposal.
This includes:
loan amount
real annual interest rate
duration in months
amount of monthly payments
Sit down, we'll lend you a loan.
We deal with up to 20 different banks and we fully screen and evaluate incoming loan offers. All you have to do is submit a free application.
Then you can relax while we do the work for you and find the right loan. Of course, you will always receive the results of our work free of charge by email and by post. All the important details about your possible financing options are clearly stated in your loan proposal.
This includes:
loan amount
real annual interest rate
duration in months
amount of monthly payments
Your loan immediately without any deposit
100% free research
More than 50 years of experience
Over 300,000 loans disbursed
Fluxcreidi Advantage: We know Ja-Banks
You may have already applied for loans from different banks or you may have already visited your main bank.
If you've been rejected everywhere, you're probably asking yourself: Why should Fluxcreidi help me when everyone else has rejected me?
The answer is as simple as it is tempting: Because we know banks that say “yes.” That’s what financial institutions that don’t say “no” unintentionally are called just because their credit rating isn’t perfect or because other financial agreements are already in place.
Yes, banks give everyone a fair chance to get credit. And these are usually not large banks with their own corporate structures, but smaller institutions with less stringent acceptance rules.
Fluxcreidi Advantage: We know Ja-Banks
You may have already applied for loans from different banks or you may have already visited your main bank.
If you've been rejected everywhere, you're probably asking yourself: Why should Fluxcreidi help me when everyone else has rejected me?
The answer is as simple as it is convincing: because we know banks that say 'yes'. That's what we call financial institutions that don't automatically say 'no' just because the client's credit rating isn't perfect, or because other financial arrangements are already in place.
Yes, banks give everyone a fair chance to get a loan. And usually, it's not the big banks with their corporate structures, but smaller institutions with more lenient approval criteria.
Is it possible to get a loan even if you have a 'weak Schufa credit rating'?
Schufa data is taken into account in all legitimate credit applications in Italy. At the end of the online application process, Fluxcreidi will also ask for your consent to receive a credit report from Schufa.
In our case, however, this is just a request for the terms and conditions, which will be deleted after a few days and will not affect your credit rating. Unlike many other providers, we, as a lender, can therefore guarantee that this will not affect your Schufa rating.
Schufa checks are therefore just as important in Japanese banks as they are in large corporate banks. However, there is a radical difference in the way banks handle Schufa information. In large banks, applications are almost automatically rejected if negative factors are identified.
Well, banks focus on the loan options available even if you have a poor Schufa score. While they do not ignore your credit rating when assessing your creditworthiness, they also take many other factors into account. For example, if you have a stable job and a relatively high salary, you can often get a loan that is very favorable even with a 'poor Schufa score'. The same applies if you are already repaying one or more loans, if your credit cards are at the maximum limit, or if your account is currently in the red.
And as a 'plan B', there is a loan available without a Schufa check, which you can also get through Fluxcreidi. Although it has the disadvantage of slightly higher interest rates, you can often get such a loan even if other financing options are currently unaffordable due to various negative factors.
Is it possible to get a loan even with a "bad Schufa credit rating"?
Schufa data plays a role in every serious credit application in Italy. Fluxcreidi will also ask you to consent to receiving a Schufa credit report at the end of the online application.
In our case, however, it is only a request for terms and conditions, which will be deleted after a few days and will not affect your credit rating. Unlike many other providers, we as a credit provider can guarantee you a neutral Schufa inquiry.
Therefore, Schufa checks are just as essential in a Japanese bank as they are in a large corporate bank. However, the way banks handle Schufa information is completely different. In a large bank, it is almost automatically rejected if negative characteristics are detected.
Yes, banks focus on the loan options available despite a bad Schufa score. While they do not ignore creditworthiness when assessing creditworthiness, they also take many other factors into account. For example, if you have a stable job and a relatively high salary, you can often get a very favorable loan even with a "bad Schufa score". The same applies if you are already repaying one or more loans, if your credit cards are maxed out or if your account is currently in the red.
And as a "plan B" there is a loan without a Schufa check, which you can also get through Fluxcreidi. Although it has the disadvantage of slightly higher interest rates, you can often get such a loan even if other financing options are currently unavailable due to various negative factors.
Free to use: With your loan, (almost) anything is possible
Fluxcreidi believes that no one knows better than you how to spend your money wisely. That's why it's entirely up to you how you use your funds.
Our work is complete the moment the money hits your account. From then on, the control is yours: you can do whatever you want with the loan.
Many people use their loans for things like car loans, holiday loans or to save money. Loans for moving house, home renovations and new furniture are also very popular.
Free to use: You can do (almost) everything with your loan
Fluxcreidi believes that no one knows better than you how to spend your money wisely. Therefore, it is entirely up to you how you use your funds.
Our work is complete once the money is in your account. Then you are in control: you can do whatever you want with the loan.
Many people use their loans for things like car loans, vacation loans, or to save money. Loans for moving, renovations, and new furniture are also common.
How much credit can you get?
With our loan calculator, you can now easily calculate the loan that is right for you. Simply enter the amount you need and you will see what monthly repayment you can make for each loan term.
You can also set your preferred interest rate and then check the maximum monthly loan amount we can offer you.
How much credit can you get?
With our loan calculator, you can now easily calculate your ideal loan. Simply enter the amount you need and see how much you can pay monthly for each loan period.
You also have the option to set the interest rate you want and then check the maximum monthly loan amount we can offer you.
Apply now.
Apply for low-interest loans now at fluxcreidi.com
Low interest loans at Fluxcreidi.com
Fluxcreidi believes that no one knows better than you how to spend your money wisely. Therefore, it is entirely up to you how you use your funds.
Our work is complete once the money is in your account. Then you are in control: you can do whatever you want with the loan.
Many people use their loans for things like car loans, vacation loans, or to save money. Loans for moving, renovations, and new furniture are also common.
