LOANS AVAILABLE
Immediate loan with favorable interest rates, even with a negative Schufa
Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 2,000 to 200,000. Loan duration: 6 to 120 months. Example: Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 25,000. Loan duration: 72 months. Monthly payment: EUR 369. Total interest: EUR 1,568. Total payment: EUR 26,568.
Free guarantee: Loan without deposit
With your free loan application, you can easily get the loan you need without any upfront fees. Guaranteed.
Over 200,000 loans have already been repaid.
Over 50 years of experience help our satisfied customers from all over Italy.
Borrow quickly and cheaply
Fluxcreidi has been specializing in affordable loans for over 40 years. We can help you even if you have already been rejected by others. We offer affordable loans not only to those with excellent credit histories, but also to those with complex situations.
Not only are the loans you get from Fluxcreidi affordable, but they are also incredibly fast to arrive in your account. Happy customers are repeatedly surprised by the speed it takes from a free loan application to its disbursement. Once all the documents are complete, the entire process can be completed in a matter of days.
That's why loans are so cheap.
There is no comparison between the loan offer from Fluxcreidi and the terms of other providers, you will find that Fluxcreidi gets the most affordable loan in many cases.
Why does this happen? Why does Fluxcreidi often have an advantage in terms of interest rates?
The answer lies in the unique way our loan specialists work. Fluxcreidi is not a bank and does not provide loans itself. Our task is to compare the conditions of many banks and lenders - and thus find the most advantageous loan for you. Fluxcreidi is not affiliated with any bank and therefore does not have to recommend a specific loan. On the contrary, our loan specialists with four decades of experience will always carefully consider which solution is best for you. That is why we do not offer ready-made offers, but only personal loan proposals.
Our loan experts know where to find the best loan for each client. Then, they ask these banks specifically. If necessary, up to 20 different financial institutions are included in the search. This is a real service that gives you the most benefits.
And most importantly: Fluxcreidi always works without upfront fees. So you don't have to pay a single penny to get a personalized offer with a favorable loan.
Three steps to getting an affordable loan
At Fluxcreidi, everything is focused on processing your loan application quickly and efficiently. You can get the loan you need quickly and easily in three steps:
Submit your free and completely non-binding loan application on our website.
Our loan specialists will find the most suitable loan for you and send you a written offer.
You will return the signed loan agreement and repay the loan amount after the final assessment.
Low interest rates on your loan
When comparing Fluxcreidi's offers with other offers, you should pay special attention to the interest rates. It is the actual annual interest rate that determines whether a loan is truly affordable.
The effective interest rate includes all costs associated with the loan. When evaluating different loan offers, always make sure the effective interest rate is listed.
Your loan is available and will remain available.
The free offer from Fluxcreidi is not binding on you as a potential borrower. You can accept the loan if you want, but you are not obligated to take it. On the other hand, banks must fulfill the terms they promised you. So you can be sure that the terms will not deteriorate shortly before the payment. The interest rates remain as low as stated in the offer. This means that your loan is as affordable as you want, from the first offer to the end of the repayment period.
Do you still have questions?
How quickly will I get my money? What are the requirements? What is the fastest and most convenient way to get a loan, and how much will it cost? Find out everything about your easy instant loan from Fluxcreidi.
About us
Fluxcreidi will get you an affordable loan quickly and easily, even if you have already been rejected by others. We have over 50 years of experience and are proud of over 300,000 successful loans issued.
Get lower interest rates on your loans now
If you compare today's interest rates to those of a few years ago, you'll notice that loans are much more accessible now. The incredibly low interest rates offered by many banks today were unthinkable in the past.
Therefore, the situation is extremely favorable for borrowers: If you take out a loan now, the low interest rates will be fixed for the entire maturity period (up to 120 months). This means that you do not have to worry about interest rate increases from the European Central Bank or new increases in lending rates.
Professional advice on your loan
Replace expensive loans with cheaper ones
In light of the low interest rates, it is especially worthwhile to replace old, higher interest rates with new ones with more favorable conditions. The difference between the old and new interest rates can save you money - easily hundreds of euros, depending on the loan amount and the remaining maturity.
information
® “Fluxcreidi” is a registered trademark with the Italian Patent and Trademark Office under registration numbers 30234806697 and 75200928736
Nominal interest rate 2.75%–15.49% (depending on creditworthiness) fixed for the entire term. Effective annual interest rate: 2.79% to a maximum of 15.99%. Net loan amount: EUR 1,000–100,000. Contract duration: 12–120 months. Indicative example: Nominal interest rate 7.98% fixed for the entire term. Effective annual interest rate: 8.29%. Net loan amount: EUR 10,000. Contract duration: 72 months. Monthly payment: EUR 175.29. Total interest costs: EUR 2,620.68. Total payment (including all fees): EUR 12,620.68.