Financial solutions tailored to your situation
Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 2,000 to 200,000. Loan duration: 6 to 120 months. Example: Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 25,000. Loan duration: 72 months. Monthly payment: EUR 369. Total interest: EUR 1,568. Total payment: EUR 26,568.
Our commitment
Advice without obligation
Expertise at your disposal
Advice without obligation
Expertise at your disposal
How we help you find funding
Each application is assessed individually based on your profile and the criteria of the partner institutions.
Our service is non-binding and will allow you to get a clear overview of the options available.
We will help you find the solution that best suits your situation.
How we help you find funding
Each application is assessed individually based on your profile and the criteria of the partner institutions.
Our service is non-binding and will allow you to get a clear overview of the options available.
We will help you find the solution that best suits your situation.
What satisfied customers say about Fluxcreidi

★★★★★
I was looking for a good and affordable loan.
Dorothee Fischediek, Assistant Hotel Manager

★★★★★
I was looking for a cheap loan online.
Dimitris Konstas, business economist
Our loan offers at a glance
Car loan
Direct loans
Moving loan
Holiday loan
Credit without Schufa
With Fluxcreidi you can also get a loan without a Schufa credit check. The special thing about this type of financing is that there is no Schufa check , so loans can also be given to people with small deficiencies in their Schufa file . Loans without Schufa are often called Swiss loans.
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Debt consolidation loan
Most people will likely experience financial difficulties at some point in their lives and will have accumulated debt as a result. However, sometimes debt is involuntary, such as with an overdraft, but sometimes it is also voluntary, such as with a mortgage.
However, interest is always paid on debts regardless of the situation. Sometimes it makes sense to pay off old debts or loans with a new low-interest loan . With the debt consolidation loan from Fluxcreidi, this is easy to do and is usually financially beneficial.
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Car loan
Quick loan for car purchase, even with Schufa credit history. Low installments thanks to long installment terms of up to 120 months.
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Direct loans
Moving loan
While moving is sometimes necessary, it almost always comes with significant costs. Not everyone can afford these costs themselves. That's why Fluxcreidi offers affordable moving loans!
With our help, you can not only finance your move , but also purchase new furniture or even open a new home with a loan.
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Holiday loan
Vacation! Sometimes it's easier said than done. After all, even a vacation can cost a lot of money. Especially if a family vacation is planned for several weeks, the trip can be quite expensive. Flights, hotels, and vacation expenses such as visits to restaurants have to be paid for.
With a vacation loan from Fluxcreidi, you can finance your dream trip or even your honeymoon.
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Credit without Schufa
This instant loan is real. As a borrower, you will receive immediate payment. of the loan amount. This is possible thanks to a simplified application process and electronic identification procedures. With Fluxcreidi, you can not only submit your loan application electronically, but you can also verify your identity electronically.
This means that instant loans can be processed and disbursed within 24 hours . With Fluxcreidi you can get a loan that is disbursed immediately.
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Consolidation loan
Your loan is ready.
It's that easy:
Personal Loan Comparison
Individual assessment of your situation We analyze your application and help you find financial solutions tailored to your profile and needs.
Thanks to our network of partners, we can offer you different options depending on the applicable criteria and your financial situation.
Our service is a no-obligation service. Each application is assessed individually and any offers are subject to approval by our partners.
Comparison of financial solutions
We analyze your application and help you find financial solutions tailored to your profile and needs.
Thanks to our network of partners, we can offer you different options depending on the applicable criteria and your financial situation.
Our service is a no-obligation service. Each application is assessed individually and any offers are subject to approval by our partners.
NEW: The best now
NEW: Get the best loan deals now!






