Financial solutions tailored to your situation

 Financial solutions tailored to your situation
 Individual assessment of your application
 Financial partners in Europe

€25,000 Immediate loan
72 months Distance
369 € monthly payment

Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 2,000 to 200,000. Loan duration: 6 to 120 months. Example: Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 25,000. Loan duration: 72 months. Monthly payment: EUR 369. Total interest: EUR 1,568. Total payment: EUR 26,568.

Our commitment

Advice without obligation
We will assess your application free of charge and recommend solutions that fit your profile. We do not guarantee approval – each application is assessed individually.
Expertise at your disposal
We work with a number of financial partners to provide you with options tailored to your situation.
Advice without obligation
We will assess your application free of charge and recommend solutions that fit your profile. We do not guarantee approval – each application is assessed individually.
Expertise at your disposal
We work with a number of financial partners to provide you with options tailored to your situation.

How we help you find funding

We will assess your application and put you in touch with financial partners who can offer you solutions tailored to your situation.
Each application is assessed individually based on your profile and the criteria of the partner institutions.
Our service is non-binding and will allow you to get a clear overview of the options available.

We will help you find the solution that best suits your situation.

How we help you find funding

We will assess your application and put you in touch with financial partners who can offer you solutions tailored to your situation.
Each application is assessed individually based on your profile and the criteria of the partner institutions.
Our service is non-binding and will allow you to get a clear overview of the options available.

We will help you find the solution that best suits your situation.

What satisfied customers say about Fluxcreidi

Do you still have questions?
How quickly will I receive my money? What conditions do I have to meet? What terms are available? How can Fluxcreidi help me? Learn everything about your easy instant loan with Fluxcreidi.
Credit without Schufa
Was the loan rejected due to Schufa registrations? Fluxcreidi is often helpful. A direct loan without Schufa is one of the many options that we can evaluate for you free of charge. These loans are not registered in Schufa.
Do you still have questions?
How quickly will I get my money? What conditions do I have to meet? What terms are available? How can Fluxcreidi help me? Find out everything about your easy instant loan from Fluxcreidi.
Credit without Schufa
Has your loan been rejected due to Schufa registrations? Fluxcreidi can often help you. A direct loan without Schufa is one of the many options that we can evaluate for you free of charge. These loans are not registered with Schufa.

Our loan offers at a glance

Car loan
Direct loans
Moving loan
Holiday loan
Credit without Schufa

With Fluxcreidi you can also get a loan without a Schufa credit check. The special thing about this type of financing is that  there is no Schufa check  , so loans can also be given to people with  small deficiencies in their Schufa file . Loans without Schufa are often called Swiss loans.

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Debt consolidation loan

Most people will likely experience financial difficulties at some point in their lives and will have accumulated debt as a result. However, sometimes debt is involuntary, such as with an overdraft, but sometimes it is also voluntary, such as with a mortgage.

However, interest is always paid on debts regardless of the situation. Sometimes it makes sense  to pay off old debts or loans with a new low-interest loan . With  the debt consolidation loan  from Fluxcreidi, this is easy to do and is usually financially beneficial.

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Car loan

Quick loan for car purchase, even with Schufa credit history. Low installments thanks to long installment terms of up to 120 months.

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Direct loans
Moving loan

While moving is sometimes necessary, it almost always comes with significant costs. Not everyone can afford these costs themselves. That's why Fluxcreidi offers affordable moving loans!

With our help, you can not only finance your move , but also purchase new furniture  or even  open a new home  with a loan.

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Holiday loan

Vacation! Sometimes it's easier said than done. After all, even a vacation can cost a lot of money. Especially if a family vacation is planned for several weeks, the trip can be quite expensive. Flights, hotels, and vacation expenses such as visits to restaurants have to be paid for.

With  a vacation loan from Fluxcreidi,  you can finance your dream trip or even your honeymoon.

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Credit without Schufa

This instant loan is   real. As a borrower, you will receive  immediate payment.  of the loan amount. This is possible thanks to a simplified application process and electronic identification procedures. With Fluxcreidi, you can not only submit your loan application electronically, but you can also verify your identity electronically.

This means that instant loans can be processed and disbursed within 24 hours  . With Fluxcreidi you can get a loan that is disbursed immediately.

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Consolidation loan

Your loan is ready.

Apply now safely and easily and we'll take care of the rest. Your choice of credit, even in difficult times. Try it for free. Guaranteed!
It's that easy:

Personal Loan Comparison

Comparison of financial solutions
Individual assessment of your situation We analyze your application and help you find financial solutions tailored to your profile and needs.
Collaboration with several financial partners
Thanks to our network of partners, we can offer you different options depending on the applicable criteria and your financial situation.
A transparent, no-obligation service
Our service is a no-obligation service. Each application is assessed individually and any offers are subject to approval by our partners.

Comparison of financial solutions

Individual assessment of your situation
We analyze your application and help you find financial solutions tailored to your profile and needs.
Collaboration with several financial partners
Thanks to our network of partners, we can offer you different options depending on the applicable criteria and your financial situation.
A transparent, no-obligation service
Our service is a no-obligation service. Each application is assessed individually and any offers are subject to approval by our partners.

NEW: The best now

NEW: Get the best loan deals now!

Safe loan agreements!

Valuable professional advice on your loan. Get free access now and benefit from exclusive benefits:
We offer loans with instant approval and quick repayment.
Simplified instructions for acceptance even with a negative Schufa test
Special interest rates and attractive offers from trusted sources
Exclusive expertise that will significantly increase your chances of obtaining creditworthiness
Completely legal credit counselor tricks your bank is hiding from you
Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 2,000 to 200,000. Loan duration: 6 to 120 months. Example: Fixed nominal interest rate of 2% for the entire loan term. Effective annual interest rate: 2%. Net loan amount: EUR 25,000. Loan duration: 72 months. Monthly payment: EUR 369. Total interest: EUR 1,568. Total payment: EUR 26,568.
© 2026 Fluxcreidi. All rights reserved.

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information

Fixed nominal interest rate of 2% for the entire loan period. Effective annual interest rate: 2%. Net loan amount: EUR 50,000 to 5,000,000. Loan term: 12 to 300 months. Example: Fixed nominal interest rate of 2% for the entire loan period. Effective annual interest rate: 2%. Net loan amount: EUR 200,000. Loan term: 72 months. Monthly payment: EUR 2,950. Total interest: EUR 12,400. Total repayment: EUR 212,400.
© 2026 Fluxcreidi. All rights reserved.